Fundamentals of Investing

You should demonstrate your understanding of the investment products – especially those relating to equity, REITs and real estate investing that you have learned (please refer to your course Study Guide) – in the course of preparing your recommendation(s) with sound reasons and explanations.   
As additional guidance consider the following: 

1. List the assumptions being used, for example, liquidity, risk, expected returns and yields if applicable, and any other relevant factors (including the use of leverage or bank loans to fund property acquisition if so desired) as well as risk factors used in making your recommendation(s).  

2. In presenting your recommendations, you are to ignore the following expenses, fees and charges, government measures etc.: 

a. Payment of commissions, stamp duties, brokerages or transactions costs, taxes (relating to property, income, and capital gains), legal, insurance or maintenance costs and charges relating to property ownership, and inheritance issues relating to Ms. B as a foreigner in your presentation. 

b. The recent government measures such as Additional Buyers’ Stamp Duties (ABSD) or Sellers’ Stamp Duties (SSD). 

c. Bank lending restrictions (such as Total Debt Servicing Ratios (TDSR)) which would not be applicable for Ms. B considering her substantial means and credit worthiness.